Craig Hudson

November typically sees the highest number of deer-vehicle collisions in the United States. This increase is largely due to the deer mating season, known as the rut, which occurs in the fall. During this time, deer are more active and likely to wander onto roadways, leading to a higher incidence of collisions with vehicles.

Deer-vehicle collisions can have significant implications for insurance coverage. Here are some key points to consider regarding deer car collisions and insurance:

• Comprehensive Coverage:

  • If you hit a deer, damage to your vehicle is typically covered under comprehensive insurance, which protects against non-collision-related incidents. This includes damage from hitting animals.

  • If you have only liability coverage, it will not cover damages to your own vehicle from a deer collision.

If you have questions about your coverage, give me a call.