Craig Hudson

Heading into the New Year many people consider reviewing their insurance policies to ensure they meet their current needs. Here are some key points to consider regarding insurance as you enter the New Year:

• Review Your Policies: Take the time to review your existing insurance policies, including auto, home, health, and life insurance. Check for any changes in your circumstances that might require adjustments to your coverage.

• Update Coverage: If you've had significant life changes, such as marriage, divorce, buying a home, or having a baby, you may need to update your coverage to reflect these changes.

• Consider Bundling Policies: Many insurance companies offer discounts if you bundle multiple types of insurance, such as home and auto. This can save you money while providing comprehensive coverage.

• Check for Discounts: Look for any new discounts that may be available, such as those for safe driving, being a member of certain organizations, or for installing security systems.

• Increase Your Deductibles: If you are looking for savings, consider increasing your deductibles. Just make sure you can afford the out-of-pocket cost in case of a claim.

• Plan for the Future: Consider your long-term insurance needs, such as life insurance or disability insurance, and evaluate whether you have adequate coverage for your future goals.

• Stay Informed: Keep an eye on any changes in laws or regulations that could affect your insurance policies.

• Consult with me: If you’re unsure about your coverage or what changes to make, give me a call to set an appointment to discuss any questions you may have.

By taking these steps at the start of the New Year, you can ensure that your insurance coverage aligns with your current needs and financial goals. Call me today to set an appointment.